Fimansy Capital

Fast, Non-Dilutive Capital to Scale Your Startup.

Get up to ₹5 Crores in flexible growth capital based on your recurring revenue and banking history—without giving up board seats or equity.

No collateral
48-hour decisions

Funding eligibility calculator

Indicative only. Final offers are underwritten on connected data.

Average monthly revenue
₹40,00,000
₹10L ₹2 Cr
Average monthly marketing spend
₹8,00,000
₹1L ₹50L
Estimated funding unlock
₹1,60,00,000
Tenure
9 months
Indicative monthly
₹18,84,444
Revenue share
20%
ENQUIRE ABOUT THIS AMOUNT

Capital use cases

Deploy it where the return is
measurable

Performance Marketing & Ad Spend

Front-load acquisition budgets when CAC payback is proven, instead of throttling spend at month-end.

Inventory & Supply Chain Financing

Buy stock ahead of demand peaks and pay back as the inventory converts to revenue.

SaaS / Enterprise Working Capital

Bridge annual-contract collections, long enterprise payment cycles, and expansion hiring.

Compare your options

Fimansy Debt vs. Venture Capital vs. Venture Debt

Comparison
Fimansy Debt
Venture Capital
Venture Debt
Equity dilution
0%
15–25%
Warrants attached
Speed to fund
48 hours
3–6 months
4–8 weeks
Collateral
None
None
Fixed assets / personal guarantees
Personal guarantees
None
Optional
Required
Repayment
Flexible % of revenue
Not applicable
Fixed monthly amortisation

The process

How debt funding works with Fimansy

01

Connect Accounts

Link your accounting software (Zoho/Tally) and bank feeds in 2 minutes. Read-only, revocable access.

02

Instant Underwriting

Our risk algorithm analyses revenue health, gross margins, and customer retention — no deck, no data room.

03

Get Funded

Receive funding offers within 24–48 hours, with transparent fees and no hidden covenants

04

Repay Flexibly

Pay back as a flexible percentage of daily or monthly revenue. Slow month, smaller payment.

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